Intelligent Risk Management in Financial Services Using Cloud-Based Machine Learning Models. International Journal of Engineering and Computer Science, india, v. 8, n. 12, p. 24912–24927, 2019. DOI: 10.18535/ijecs.v8i12.4421. Disponível em: https://ijecs.in/index.php/ijecs/article/view/4421. Acesso em: 5 dec. 2025.